Licensed money lenders
Your shop, open 24 hours.
Your borrowers apply, upload and check their own statements without calling anyone. Everything below works the same whether you write thirty loans a month or three hundred.
- Application submittedSat 23:41
- Documents uploaded by cameraSat 23:46
- Under assessmentMon 09:12
- DecisionPending
The borrower's own view, on a Saturday night. Illustrative.
01 · The portal
Your shop takes applications while it is closed.
Borrowers apply, photograph and upload their documents, track their status and read their own statements without calling anyone. Nothing about this depends on how many loans you write.
02 · The money
Money already on your books that you have not collected.
- Uncharged late interest
Late interest you are entitled to charge and have not, calculated across the live book.
- Idle capital
Capital sitting still because collection runs slower than it needs to.
- Silent overdues
Overdue accounts nobody has contacted in 30 days, surfaced before they age further.
03 · The risk
Built so the mistakes that kill agreements cannot happen.
The profit model is configurable to your licence terms. Your book lives in the system, so it survives the departure of whoever keeps the spreadsheet today.
Collections
DuitNow AutoDebit is part of the platform and delivered in your implementation.
Repayment inside the borrower portal arrives with that same collections integration.
Where to start
A free "money on the table" review.
Send us your Excel and get one page back: uncharged late interest on the live book, idle capital from slow collection, and overdue accounts with no contact in 30 days.
Other doors
Same platform, different book.
Finance the contract, let the invoice settle it.
Contract financing, invoice purchase and auto-netting in one book.
Open this doorCredit koperasiEvery member, every deduction, accounted for.
Salary deduction reconciled against what you actually received.
Open this doorGovernment-linked lendersProcurement-ready lending, MySTI certified.
Credentials, governance posture and the vendor pack, on file.
Open this door